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With the traffic level on our national motorways and byways and the variety of careless drivers on the highway no individual should be without some type of motor insurance You are susceptible to having an accident from the second that you drive your brand spanking new vehicle off the display room floor and driving a vehicle without motor insurance is therefore not the responsible thing to do.


May consumers are of the perception that car insurance costs too much and that it makes more sense to take a chance on the road than spending a small fortune on vehicle insurance premiums every month. With the wide variety of insurance providers competing for the same customers Dante Fowler Jr Jaguars Jersey , this is changing – to the benefit of the clients There are numerous policies to pick and choose from, covering anything from a “pay as you go” policy like the Hollard pay as you drive car insurance policy, to fully comprehensive insurance policies, each with different conditions Dawuane Smoot Jaguars Jersey , features and pricing. Let’s have a look at some of the various kinds of car insurance policies that can be acquired:


3rd party insurance. This is the most elementary type of insurance and therefore the lowest priced policy. If you are involved in an accident which you caused and the other party’s motor vehicle is damaged, third party insurance will pay to repair that vehicle. With third party insurance it is important to remember that the insurance only covers the other person and their car – your damages or injuries will therefore be for your own personal account.


Third party plus fire insurance. This policy is very similar to the policy above, but will also provide cover in the event of a fire.


Pay as you drive insurance. Hollard pay as you drive car insurance is an example of a pay as you drive type of policy. Some insurance agencies realize that not all individuals travel equal distances on a day to day basis, and therefore it does not necessarily make sense that all clients are charged the same for their premiums. The less you travel Will Richardson Jaguars Jersey , the lower the risk to the insurance firm, the lower the premiums.


Comprehensive insurance. This term can be quite confusing as not all comprehensive insurance policies are in fact comprehensive The term “comprehensive” signifies that everything will be covered, but this is not always the case. Some comprehensive insurance policies provides roadside assistance while others won’t. Other policies will provide you with a rental car when your vehicle is in for repairs while others won’t. Do not think that because your policy says “comprehensive” that all the amazing features will be included Make sure to go over the conditions of the policy with an agent or agent.


Make certain you obtain a car insurance policy as soon as possible Choose from all the different options above – if you travel a lot an all-inclusive policy might be your best choice while Hollard pay as you drive car insurance will be suitable for the individual that only travels short distances once in a while.


For more information on hollard pay as drive insurance, go to http:www.payasyoudrive.co.za

Fabian Wong DJ Chark Jaguars Jersey , President of Philips Personal Health Greater China

According to a February Nielsen report on the Chinese consumer market, "health" and "quality" were the keywords for market trends in 2014.


Another driving force in China's consumer retail market is the e-commerce boom that continues to gain momentum.


The evolving demands of Chinese consumers create attractive opportunities for consumer goods companies like Philips, which focuses its attention on developing an understanding of consumer insights to meet their true needs.


"With the backdrop of a rising middle class and increased urbanization, we have found that consumers are increasingly seek innovations that make their lifestyles healthier and more enjoyable Taven Bryan Jaguars Jersey ," said Fabian Wong, president of Philips Personal Health Greater China, at the launch ceremony of a next-generation rice cooker in Shanghai on February 6.


To better meet the new demands, Philips announced the merger of its Healthcare and Consumer Lifestyle divisions into HealthTech A. J. Cann Jaguars Jersey , a new company designed to become an industry leader all along the health continuum. The success of the move will be decided by Philips' success in integrating its market and product expertise with Internet technology to create new value for customers.


Next Phase of HealthTech


During the past five years, Philips Consumer Lifestyle beat competitors on the strengths of highly sought-after products, such as its smart air purifier, which achieved market success after accurate consumer insights were applied from design to release. The strategy has rewarded the division with high double-digit growth for five consecutive years and doubled revenue.


"Our success is based on a deep understanding of local consumers. For instance Yannick Ngakoue Jaguars Jersey , we carefully track growing consumer needs in health," said Wong.


Philips backs the claim with heavy investment to develop insights to ensure its products meet real consumer needs.


"Only products based on the perfect combination of consumer insights and innovative technology will receive a warm market welcome," he added.


To ensure the company's growth continues on into the future, Philips recently further defined "Strategy 2017 Dede Westbrook Jaguars Jersey ," an innovative plan to track and adapt to China's present and future trends.


The strategy will help Philips capitalize on the convergence of professional health care and consumer markets across the health continuum- from healthy living and prevention, to diagnosis, treatment, recovery and home care.


Digital Platform Enhancement under "Strategic 2017"


"Our "2017 Strategy" is designed to ensure that Philips development keeps pace with China's changing economic conditions under the "new normal" and technical transforma. Cheap Epic React Cheap Nike Vapormax Sale Cheap Nike Presto Triple White Wholesale Jordan Shoes For Sale Air Jordan 13 For Sale Cheap Nike Air Max 90 Cheap Under Armour Curry Shoes Cheap Air Max Womens Cheap Air Max TN Shoes Wholesale Air Max 90